Term Life Insurance Rates

30-year-old male · non-smoker · S$500K sum assured · 20-year term

Updated 19 June 2026

Insurer	Plan	Monthly	Annual	Key features
Singlife	Term Life	S$19/moLowest	S$228/yr	Death & TPD cover 20-year term	Get quote →
FWD	Term Life	S$21/mo	S$252/yr	Death & TPD cover 20-year term	Get quote →
AIA	Direct Term Life	S$22/mo	S$264/yr	Death & TPD cover 20-year term	Get quote →
NTUC Income	iTermLife	S$23/mo	S$276/yr	Death & TPD cover 20-year term	Get quote →
Great Eastern	GREAT Term	S$24/mo	S$288/yr	Death & TPD cover 20-year term	Get quote →
Manulife	ReadyTerm	S$25/mo	S$300/yr	Death & TPD cover 20-year term	Get quote →
Prudential	PRUterm	S$26/mo	S$312/yr	Death & TPD cover 20-year term	Get quote →

Rates are indicative based on the reference profile above. Actual premiums vary by age, gender, smoking status, health history, and sum assured. Get a personalised quote from each insurer. Do The Math is not a licensed financial adviser.

Note: Term life premiums increase significantly with age. A 40-year-old male will typically pay 1.8–2.5× the premium of a 30-year-old for the same cover. Lock in your rate early if you intend to buy.

← Back to Life Insurance guide