Car Insurance — Plan Comparison

Comprehensive cover · starting premiums are indicative · get a personalised quote for your vehicle

Updated 19 June 2026

Car insurance rates are highly individual. Premiums depend on your vehicle make, age, market value, your driving history, age, and NCB. The figures below are indicative starting premiums — use the quote links to get your actual rate.

Insurer	Plan	From	Workshop	Excess	Features
HL Assurance	Car Protect360	S$1,000/yr	Free choice	—	Comprehensive cover Any workshop	Get quote →
Singlife	Motor Lite	S$1,000/yr	Authorised	S$300	Comprehensive cover Authorised workshops	Get quote →
Etiqa	TIQ Comprehensive	S$1,050/yr	Authorised	—	Comprehensive cover Authorised workshops	Get quote →
Singlife	Motor Standard	S$1,100/yr	Free choice	S$300	Comprehensive cover Any workshop	Get quote →
DirectAsia	Comprehensive	S$1,150/yr	Authorised	—	Comprehensive cover Authorised workshops	Get quote →
FWD	Car Insurance	S$1,200/yr	Authorised	S$600	Comprehensive cover Authorised workshops	Get quote →
MSIG	MotorMax	S$1,200/yr	Authorised	S$500	Comprehensive cover 30+ authorised workshops	Get quote →
AXA	Motor Comprehensive	S$1,250/yr	Authorised	S$700	Comprehensive cover Authorised workshops	Get quote →
NTUC Income	Classic	S$1,300/yr	Authorised	S$600	Comprehensive cover Authorised workshops	Get quote →
Singlife	Motor Prestige	S$1,400/yr	Free choice	S$300	Comprehensive cover Any workshop	Get quote →

Starting premiums are indicative. Actual rates vary significantly by vehicle and driver profile. Do The Math is not a licensed financial adviser.

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